Buying a home is one of life’s biggest decisions, but in The Circle East District, it’s also one of the most supported. With a variety of financing options, exclusive incentives, and built-in cost-saving features like energy-efficient designs and reduced monthly payments, the path to homeownership here is designed for both accessibility and sustainability.
Whether you’re a first-time buyer or a growing family ready to settle down in a thriving neighborhood, buying in The Circle East District provides tools to make your investment easier, smarter, and more affordable.
Flexible Loan Options for Every Buyer
Realty Reimagined connects buyers with trusted lenders who offer a range of mortgage products tailored to different needs. One of the most powerful tools available is The Circle East Preferred Lender Mortgage Product, offered by First National Bank, which includes:
- No down payment required
- No private mortgage insurance (PMI)
- Builder-paid interest rate buy-down
- Up to $20,000 in lender grants, including:
• $15,000 toward your down payment
• $5,000 to help cover closing costs
Realty Reimagined connects buyers with trusted lenders offering a range of mortgage products tailored to meet diverse financial needs. Options include:
⦁ Conventional loans for buyers with strong credit
⦁ FHA loans with flexible credit guidelines and lower down payment requirements
Thanks to exclusive lender partnerships and grant programs, qualified buyers can purchase a new home in The Circle East District with zero down payment and minimal out-of-pocket costs — in some cases, as little as $800 total to close.
With no PMI, builder-paid rate buy-downs, and up to $20,000 in grant assistance, owning a brand-new home has never been more achievable.
Eligible employees of Cleveland Clinic and Case Western Reserve University may also qualify for the Greater Circle Living program — offering up to $20,000 in additional grants to help cover down payment and closing costs.
Down Payment Help and Free Counseling Support
Buyers can also work with one of our in-house HUD-certified homeownership counselors, who offer free pre-purchase and post-purchase services. From personalized budgeting guidance to group workshops, our counselors are here to help you prepare for homeownership and stay successful long after closing.
To explore upcoming homebuyer classes or connect with a certified counselor, visit realtyreimagined.org.
Save Big with a 15-Year Tax Abatement
One of the most impactful benefits of buying in The Circle East District is its 15-year, 100% tax abatement on the value of the home. This means homeowners only pay property taxes on the land—offering dramatic long-term savings.
Example:
- Property tax without abatement: ~$11,557/year
- Property tax with abatement: ~$290/year
Estimated savings over 15 years: $150,000+
This abatement gives buyers more room in their budgets for other life priorities, while increasing the overall value of their investment.
Affordable Monthly Payments Without Sacrificing Quality
Buyers may qualify to purchase a home priced around $399,900 with the same monthly cost as a $260,000 home in another neighborhood.
With no PMI, energy-efficient designs, and lower utility bills due to solar panels, the total cost of ownership remains comfortably low—while the quality and sustainability remain high.
Attend the next Pre-Approval Clinic August 25th 3-6 PM Register for an Upcoming Class.
